Local community banks like Fidelity Federal offer significant advantages for individuals searching for auto loans. If you’re in the market for a new or used vehicle, consider the following benefits when choosing a lender.
6 Benefits of Applying for an Auto Loan with a Local Bank
Streamlined Approval Process
Fidelity Federal strives to make your auto loan approval process seamless. You’ll work with one team member from start to finish. Local decision-making means your application doesn’t need to go through multiple departments or even different states. Instead, we provide same-day loan decisions tailored to best meet your needs and financial goals.
Personal Relationship Banking
Together with our streamlined loan approval process, we provide personalized service just for you. We take time to get to know you so we can do our best to exceed your expectations. Our team lives and works in the same community that we serve, so you can count on us to deliver the best products and services.
Here’s what you can expect from Fidelity Federal:
- Personalized financial advice for all services, including loans
- Loan decision based on more than credit scores
- Flexible options during financial hardships
Learn more about the Fidelity Federal team >>
Convenient Payment Options
Making payments on your auto loan is easy at Fidelity Federal. We can help you set up your online banking to make automatic loan payments and show you how to get a quick view of your loan balance and other key details.
Enjoy these local banking conveniences:
- Free in-person payments
- Seamless transfers between accounts
- User-friendly online and mobile banking platforms
- Automatic payment options
- In-person assistance
Explore the benefits of banking and lending with Fidelity Federal >>
Enhanced Account Security
When you choose a local bank like Fidelity Federal, your financial information stays within a smaller, more controlled environment. We take security seriously and ensure your online accounts are safe and secure through a confidential access ID and password, encrypted online banking services, and a 24/7-monitored firewall. This focused approach to security can reduce vulnerability to large-scale data breaches.
Competitive Auto Loan Rates
Local community banks can frequently offer auto loan rates that match or are lower than those of national lenders. Without the massive overhead of nationwide lenders, community banks like Fidelity Federal can pass on savings directly to our customers through lower interest rates and loan rate specials.
Local Economy Support
When you choose a local community bank lender, your payments help fund our community and businesses. This means you are supporting local businesses, jobs, and community development projects. Fidelity Federal also participates in a monthly program called FidFed Cares, where we select a local charity to support with a monetary donation.
Learn how Fidelity Federal gives back to the Delaware community >>
Contact Fidelity Federal to Learn About Your Auto Loan Options
Fidelity Federal is here for you! We’re a local community bank ready to serve your needs. Stop by one of our Delaware branches today to learn more about your auto loan options. Or, if you’re ready, click here to Apply Now.
