Grow Your Savings with Minimal Risk
Fidelity Federal, based in Delaware, Ohio, offers certificates of deposit (CDs) with a guaranteed fixed rate for the length of your term. Choose from 91 days to 48 months and watch your money grow predictably, whether you’re saving for something soon or years down the road. Explore our rates below and find the term that works for you.
Quick Facts About Fidelity Federal CDs
- Interest-bearing accounts
- Terms ranging from 91 days to 48 months
- FDIC Insured*
- Rate guaranteed for the term of the account
- Automatically renewable
Certificate of Deposit Rates***
| Type of Account | Minimum Deposit to Open | Minimum Balance to Obtain APY** | Interest | APY** |
|---|---|---|---|---|
91 Day Fixed | $2500.00 | $2500.00 | 0.15% | 0.15% |
182 Day Fixed | $500.00 | $500.00 | 3.68% | 3.75% |
12 Months Fixed | $500.00 | $500.00 | 0.25% | 0.25% |
18 Months Fixed | $500.00 | $500.00 | 0.35% | 0.35% |
24 Months Fixed | $500.00 | $500.00 | 0.45% | 0.45% |
30 Months Fixed | $500.00 | $500.00 | 0.50% | 0.50% |
36 Months Fixed | $500.00 | $500.00 | 0.55% | 0.55% |
48 Months Fixed | $500.00 | $500.00 | 0.65% | 0.65% |
**Annual Percentage Yield (APY) is calculated based on a one-year time frame. If you allow your interest to add back to the principal over a one-year time period, the APY is what you will receive.
***An early withdrawal penalty may apply for IRA accounts.
Fees may reduce earnings on accounts
NOTE – Rates are subject to change without notice.
Benefits of Certificates of Deposit (CDs)
- No monthly fees
- Higher interest rates
- Fixed interest rates
- Low risk investments
- Range of term lengths
- Predictable savings plan
