Loan Options at Fidelity Federal

Fidelity Federal understands your lending needs, and we’re committed to finding the best loan solution for you. We can help you fund home improvement projects, borrow funds for an unexpected purchase or buy a new or used car. 

Mortgage Loans

Choosing a mortgage loan that is right for you can be a confusing process. Let our team of experienced loan professionals find the right solution for your individual borrowing needs.

Home Equity Lines of Credit

A home equity line of credit gives you the opportunity to draw money multiple times from an available maximum amount. Our home equity lines of credit have 10-year draw terms with a monthly variable interest rate based on the Prime Rate, as published in the Wall Street Journal.

Additional details:

  • The rate will not vary above 18% APR nor below the current Prime Rate
  • You may pay down your line of credit at any time without penalty and still retain it for future use

Home Equity Loans

A home equity loan provides you with a lump sum payment with a fixed interest rate. Choose from a 5- to 15-year term with no prepayment penalty. We encourage you to consult with your tax advisor regarding tax deductibility of interest.

Share Loans

A share loan is a secure personal loan that uses your savings at Fidelity Federal as collateral for your loan. You may borrow up to 90% of your account balance, and you’ll pay a low interest rate on the borrowed amount. Share loans can be a great way to build your credit score. 

Auto Loans

Are you ready to purchase a new or used vehicle? Apply for an auto loan with us! We offer fixed rate loans up to 84 months. 

Use Automatic Payments to Manage Your Mortgage Loan

Our automatic payment service allows you to schedule monthly deductions at no charge from your Fidelity Federal deposit account or an account from an outside institution. Setting up automatic payments is a convenient way to stay on top of your mortgage loan and helps you avoid missing a payment or incurring late fees.

View Our Additional Loan Products

Loan Application

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Yes. Fidelity Federal’s website uses the latest encryption technology to ensure your information stays private. We don’t sell or share your information without your permission.

Contact Fidelity Federal

Do you have questions or need help applying for a loan?