Checking

Accounts for Your Busy Life

Fidelity Federal offers simple checking accounts with online and mobile banking convenience.

FidFed Checking – Minimum balance to open $25.00 or direct deposit within 30 days of opening. No minimum balance fee, unlimited check writing, debit card, online banking and mobile banking.

FidFed Checking PLUS – Minimum balance to open $25.00 or direct deposit within 30 days of opening. Interest earned on balances of $1,500 or more, unlimited check writing, transfers and free checks.

Open an Account

Features and Benefits

  • Debit cards
  • eStatements ($10.00 fee if paper statement chosen)
  • Online banking & bill pay
  • Mobile banking and mobile deposit
  • FDIC Insured*
  • $25.00 minimum deposit to open
  • Monthly statement with imaged checks
  • Unlimited check writing
Collage of 3 photos: young couple using mobile device for banking, young female adult using laptop for banking, checkbook

Frequently Asked Questions

What do I need to open a new checking account?

Opening an account is simple. Our online form will walk you through the process — you’ll need a valid ID, basic information like your name and address, and information about any direct deposits you’ll need to make to your new account. Accounts require a $25 minimum deposit to open.

Are Fidelity Federal checking accounts insured?

Yes — our accounts are federally insured through the FDIC. FDIC limits apply. Learn more here.

How do I log into my online banking account?

Visit our online banking login to access your account. If you’re having trouble, you can always call us at 740-363-1284 for help.

How do I order new checks?

Visit our check reorder page to request new ones.

Overdraft Transfer Protection

Fidelity Federal offers overdraft transfer protection from an existing Fidelity Federal checking, savings or money maker deposit account. The exact amount of the overdraft plus an applicable fee will be transferred. An overdraft transfer protection form is required for this service.

Also, please note that the number of transfers from a savings or money maker account is limited each month in accordance with Federal Regulation D. Additionally, we may either pay the item or decline and return the item unpaid when there are insufficient funds available in your designated transfer account. In either case, you may be charged a fee.