Fidelity Federal Savings & Loan is pleased to offer our Online Banking Service. We have gone to great lengths toward creating a secure and safe operating environment for our customers. Protecting your personal information as well as our institution’s data from intrusion is a high priority. The following Security Statement describes some of the precautions we have taken to secure your use of Online Banking as well as some things you can do to protect yourself.
The Internet, Security and You
The internet offers many advantages, conveniences and resources. Fidelity Federal Savings and Loan feels that by following some of the precautions and practices mentioned above, our customers can perform their online banking activities in a safe and secure manner.
Fidelity Federal Savings & Loan Security Procedures
Access ID and Password
Access to your account information via our Internet Banking Service is possible only with your valid Access ID and Password. Always keep your Access ID and Password confidential.
Information you provide us or that we provide you via our Internet Banking Service is encrypted. 128-bit encryption is used. E-mail communication is not encrypted in this manner. DO NOT send confidential information or instructions to us via e-mail.
Firewalls are used to protect the integrity of your information and the transactions that you perform. The system is monitored 24 hours a day, 7 days a week.
Although Fidelity Federal Sv & Ln, along with our service provider, continues to evaluate and use the latest improvement in security technology, you as an Online Banking User have a responsibility for the security of your personal and banking information. Listed below are some recommendations for protecting your information online as well as offline:
Offline (Protecting your Identity and Personal Information)
If you do find yourself a victim of Identity Theft, take action at once.
Internet scams are increasing in numbers and sophistication. Be alert of transactions or offers that sound too good to be true. If you’re being pressured to buy or sell something quickly, chances are it’s a fraudulent transaction. Be wary of taking third party checks from strangers or taking any large checks from people you don’t know. Even cashier’s checks are being altered and fictitiously created. If someone asks you to cash a check and send them the money or part of the money as part of a sale of goods, you are probably being scammed.
Phishing is a high-tech scam that uses spam or pop-up messages to deceive you into disclosing your credit card numbers, bank account information, social security numbers, passwords or other confidential information. The email is disguised to look like a request from a legitimate organization. The message usually says that you need to “update”, “confirm” or “validate” your account information. It might threaten some dire consequence if you don’t respond. The message directs you to a Web site that looks just like a legitimate organization site, but it isn’t.
The Department of Justice recommends three simple rules when you see emails or Web sites that may be part of a phishing scheme. STOP, LOOK AND CALL!
Visit the Federal Trade Commission www.ftc.gov/spam to learn ways to avoid email scams and deal with deceptive spam.