Personal Checking Accounts


NOW Checking

Convenient and Affordable

Fidelity Federal offers a low cost checking account with online and mobile banking convenience.

Features & Benefits

  • Interest Bearing Accounts
  • Debit Cards
  • eStatements
  • Online Banking & Bill Pay
  • Mobile Banking
  • FDIC Insured*
  • Debit Cards available
  • Zelle
  • $50.00 minimum deposit to open
  • Monthly statement with Imaged Checks
  • Unlimited check writing
  • Interest earned on balances over $250.00
  • Monthly minimum balance fee if account falls below $50.00
  • No monthly minimum balance fee for Senior Citizens over 60


Note – You must reside within Delaware County or the contiguous counties (Franklin, Knox, Licking, Marion, Morrow and Union) to open an account with Fidelity Federal Savings & Loan

When you open an account with Fidelity Federal Savings & Loan, we will ask you for your name, address, date of birth, taxpayer identification number and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents. We will let you know if additional information is required.

*FDIC limits apply. Please refer to for details.

Side Bar Table


Overdraft Transfer Protection

Fidelity Federal Savings and Loan offers Overdraft Transfer Protection from an existing Fidelity Federal checking, savings or money maker deposit account. The exact amount of the overdraft plus applicable fee will be transferred. An Overdraft Transfer Protection form is required. The number of transfers from a savings or money maker account each month is limited in accordance with Federal Regulation D.

When an account is overdrawn and there is not sufficient funds available in your designated transfer account, we may either pay the item and overdraw the checking account (an overdraft item) or we may decline and return the item unpaid. A Non Sufficient Fund Fee will apply. In either case we may charge you a fee.

View Fee Schedule


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