Personal Checking Accounts

 

NOW Checking

Accounts for Your Busy Life

Fidelity Federal offers a low cost checking account with online and mobile banking convenience.

eStatement NOW - No minimum balance fee, unlimited check writing and earn interest on balance of $250 or more.  Use Online Banking and eStatements to qualify.

Direct Deposit NOW - No minimum balance fee, unlimited check writing, one free box of checks per year and earn interest on balance of $250 or more. Use Online Banking and eStatements, receive a Direct Deposit to qualify.  Restrictions apply.  Talk to one of our account specialists for more details.

Relationship NOW - No minimum balance fee, unlimited check writing, no fee overdraft transfer, earn interest on balance of $250 or more plus savings and loan rewards.  Use Online Banking, eStatements and have a deposit or loan account with Fidelity Federal.  Restrictions apply.  Talk to one of our account specialists for more details

Pocket Cash - No minimum balance, no minimum balance fee. This account is designed for ages 13 - 21.  Available services are Online Banking, Mobile Banking, Zelle and Debit Cards.  Restrictions apply.  Talk to one of our accounts specialists for more details. 

Features & Benefits

  • Interest Bearing Accounts
  • Debit Cards
  • eStatements
  • Online Banking & Bill Pay
  • Mobile Banking and Mobile Deposit
  • FDIC Insured*
  • Debit Cards available
  • Zelle
  • $50.00 minimum deposit to open
  • Monthly statement with Imaged Checks
  • Unlimited check writing
  • Interest earned on balances over $250.00
  • Monthly minimum balance fee if account falls below $50.00
  • No monthly minimum balance fee for Senior Citizens over 60

APPLY NOW

Note – You must reside within Delaware County or the contiguous counties (Franklin, Knox, Licking, Marion, Morrow and Union) to open an account with Fidelity Federal Savings & Loan

When you open an account with Fidelity Federal Savings & Loan, we will ask you for your name, address, date of birth, taxpayer identification number and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents. We will let you know if additional information is required.

*FDIC limits apply. Please refer to FDIC.gov for details.


Side Bar Table

 

Overdraft Transfer Protection

Fidelity Federal Savings and Loan offers Overdraft Transfer Protection from an existing Fidelity Federal checking, savings or money maker deposit account. The exact amount of the overdraft plus applicable fee will be transferred. An Overdraft Transfer Protection form is required. The number of transfers from a savings or money maker account each month is limited in accordance with Federal Regulation D.

When an account is overdrawn and there is not sufficient funds available in your designated transfer account, we may either pay the item and overdraw the checking account (an overdraft item) or we may decline and return the item unpaid. A Non Sufficient Fund Fee will apply. In either case we may charge you a fee.

View Fee Schedule

 

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