Deposit Rates

Rates effective as of October 11, 2018

Checking Accounts

Type of Account

Minimum Deposit to Open

Minimum Balance to Obtain APY**

Interest

Rate APY**

Checking Accounts*

NOW Checking

$50.00

$250.00

0.20%

0.20%

* Rate may change after account is opened and fees may reduce earnings

** Annual Percentage Yield

APPLY NOW for your personal checking account. Online Account applicants must be 18 years of age or older.

Side Bar Table

Savings Accounts

Type of Account

Minimum Deposit to Open

Minimum Balance to Obtain APY**

Interest Rate

APY**

Savings Accounts*

Passbook and Statement Savings

$100.00

$25.00

0.20%

0.20%

Minor Account
(under 16 years old)

$25.00

$25.00

0.20%

0.20%

Christmas Club

$10.00

$10.00

0.20%

0.20%

* Rate may change after account is opened and fees may reduce earnings

** Annual Percentage Yield

APPLY NOW for your personal savings account. Online Account applicants must be 18 years of age or older.

Type of Account

Minimum Deposit to Open

Minimum Balance to Obtain APY**

Interest

Rate APY**

Money Market Tiered Account*

Money Maker Tier 1

$2,500.00

$250.00 - $2,499.99

0.20%

0.20%

Money Maker Tier 2

$2,500.00

$2,500.00 - $24,999.99

0.20%

0.20%

Money Maker Tier 3

$2,500.00

$25,000.00 - $49,999.99

0.55%

0.55%

Money Maker Tier 4

$2,500.00

$50,000.00 and up

0.55%

0.55%

*Rate may change after account is opened and fees may reduce earnings

**Annual Percentage Yield

Type of Account

Minimum Deposit to Open

Minimum Balance to Obtain APY**

Interest Rate

APY**

Certificates of Deposit***

91 Day Fixed

$2,500.00

$2,500.00

0.50%

0.50%

182 Day Fixed

$2,500.00

$2,500.00

0.75%

0.75%

12 Month Fixed

$500.00

$500.00

1.15%

1.16%

18 Months Fixed

$500.00

$500.00

2.00%

2.02%

24 Months Fixed

$500.00

$500.00

2.25%

2.28%

30 Months Fixed

$500.00

$500.00

1.35%

1.36%

36 Months Fixed

$500.00

$500.00

1.45%

1.46%

48 Months Fixed

$500.00

$500.00

1.50%

1.51%

Type of Account

Minimum Deposit to Open

Minimum Balance to Obtain APY**

Interest Rate

APY**

Traditional & Roth IRA Accounts***

Statement Savings*

$25.00

$25.00

0.20%

0.20%

182 Day Fixed

$250.00

$250.00

0.75%

0.75%

12 Months Fixed

$250.00

$250.00

1.15%

1.16%

18 Months Fixed

$250.00

$250.00

2.00%

2.02%

24 Months Fixed

$250.00

$250.00

2.25%

2.28%

30 Months Fixed

$250.00

$250.00

1.35%

1.36%

36 Months Fixed

$250.00

$250.00

1.45%

1.46%

48 Months Fixed

$250.00

$250.00

1.50%

1.51%

*Rate may change after account is opened and fees may reduce earnings

**Annual Percentage Yield

***An early withdrawal penalty may apply for IRA accounts

Fees may reduce earnings on accounts.

**Annual Percentage Yield (APY) is calculated based on a one year time frame. If you allow your interest to add back to the principal over a one year time period, the APY is what you will receive.

NOTE - Rates are subject to change without notice.

Web Site Rates are generally updated by 10am EST.

 

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