Savings Accounts
|
Type of Account
|
Minimum Deposit to Open
|
Minimum Balance to Obtain APY**
|
Interest Rate
|
APY**
|
|---|
Savings Accounts*
|
Passbook and Statement Savings
|
$100.00
|
$25.00
|
0.20%
|
0.20%
|
|
Minor Account
(under 16 years old)
|
$25.00
|
$25.00
|
0.20%
|
0.20%
|
|
Christmas Club
|
$10.00
|
$10.00
|
0.20%
|
0.20%
|
* Rate may change after account is opened and fees may reduce earnings
** Annual Percentage Yield
APPLY NOW for your personal savings account. Online Account applicants must be 18 years of age or older.
|
Type of Account
|
Minimum Deposit to Open
|
Minimum Balance to Obtain APY**
|
Interest
|
Rate APY**
|
|---|
Money Market Tiered Account*
|
Money Maker Tier 1
|
$2,500.00
|
$250.00 - $2,499.99
|
0.20%
|
0.20%
|
|
Money Maker Tier 2
|
$2,500.00
|
$2,500.00 - $24,999.99
|
0.20%
|
0.20%
|
|
Money Maker Tier 3
|
$2,500.00
|
$25,000.00 - $49,999.99
|
0.55%
|
0.55%
|
|
Money Maker Tier 4
|
$2,500.00
|
$50,000.00 and up
|
0.55%
|
0.55%
|
*Rate may change after account is opened and fees may reduce earnings
**Annual Percentage Yield
|
Type of Account
|
Minimum Deposit to Open
|
Minimum Balance to Obtain APY**
|
Interest Rate
|
APY**
|
|---|
Certificates of Deposit***
|
91 Day Fixed
|
$2,500.00
|
$2,500.00
|
0.35%
|
0.35%
|
|
182 Day Fixed
|
$2,500.00
|
$2,500.00
|
0.50%
|
0.50%
|
|
12 Month Fixed
|
$500.00
|
$500.00
|
1.00%
|
1.00%
|
|
18 Months Fixed
|
$500.00
|
$500.00
|
1.15%
|
1.16%
|
|
24 Months Fixed
|
$500.00
|
$500.00
|
1.20%
|
1.21%
|
|
30 Months Fixed
|
$500.00
|
$500.00
|
1.40%
|
1.41%
|
|
36 Months Fixed
|
$500.00
|
$500.00
|
1.60%
|
1.61%
|
|
48 Months Fixed
|
$500.00
|
$500.00
|
1.75%
|
1.77%
|
|
Type of Account
|
Minimum Deposit to Open
|
Minimum Balance to Obtain APY**
|
Interest Rate
|
APY**
|
|---|
Traditional & Roth IRA Accounts***
|
Statement Savings*
|
$25.00
|
$25.00
|
0.20%
|
0.20%
|
|
182 Day Fixed
|
$250.00
|
$250.00
|
0.50%
|
0.50%
|
|
12 Months Fixed
|
$250.00
|
$250.00
|
1.00%
|
1.00%
|
|
18 Months Fixed
|
$250.00
|
$250.00
|
1.15%
|
1.16%
|
|
24 Months Fixed
|
$250.00
|
$250.00
|
1.20%
|
1.21%
|
|
30 Months Fixed
|
$250.00
|
$250.00
|
1.40%
|
1.41%
|
|
36 Months Fixed
|
$250.00
|
$250.00
|
1.60%
|
1.61%
|
|
48 Months Fixed
|
$250.00
|
$250.00
|
1.75%
|
1.77%
|
*Rate may change after account is opened and fees may reduce earnings
**Annual Percentage Yield
***An early withdrawal penalty may apply for IRA accounts
Fees may reduce earnings on accounts.
**Annual Percentage Yield (APY) is calculated based on a one year time frame. If you allow your interest to add back to the principal over a one year time period, the APY is what you will receive.
NOTE - Rates are subject to change without notice.
Web Site Rates are generally updated by 10am EST.
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