Debit Cards

MasterMoney Debit Card

Fidelity Federal’s MasterMoney Debit card is safe, secure and easy to use. There is no check to write, no waiting for check approval and the convenience of cash back. Use it as an ATM card to withdraw, transfer funds and check account balances. Earn UChoose Rewards® Points at participating merchants.

  • No annual fee
  • Easy to use and saves times when making purchases
  • Faster and more secure than writing checks
  • Accepted worldwide by merchants, restaurants, gas stations, doctor’s offices, telephone and online orders just to list a few. Use anywhere MasterCard® is accepted
  • No transaction fee for debit card purchases or at a Fidelity Federal Sv & Ln ATM . A fee will apply when used at an ATM machine not owned by Fidelity Federal Sv & Ln. Association
  • Get cash back at select merchants when using the debit option
  • Use at ATMs anywhere that display STAR®, CIRRUS® or ACCEL/EXCHANGE®
  • Ability to transfer funds between accounts at select ATMs
  • Shop online with confidence. Use MasterCard® SecureCode™
  • Online access to review your debit card transactions thru Fidelity Federal's Online Banking

Lost or Stolen Cards

Please call Fidelity Federal Savings & Loan at 740-363-1284.  If your card is damaged or needs replaced please contact us at 740-363-1284.

Side Bar Table


Introducing CardValet, the app on your phone that helps protect the debit cards in your wallet. With CardValet you decide where, when and how your debit card is used. Download the CardValet app from the Apple App Store or from Google Play and register your cards. The secure registration steps are easy to follow to begin taking control of your card, on your terms.

  • Turn your card on or off
  • Set Transaction controls for dollar limits, merchants and locations
  • Get real time balances and receive low balance alerts for your account
  • Receive alerts when your debit card is used or a transaction exceeds limits you have set
  • Set use restrictions by geographic location
  • Free and easy to use APP

To see how it works and how to get started watch the information video on our Online Education Center.

CardValet is a registered trademark of Fiserv, Inc.

UChoose Rewards®

The Choice is Yours

Most rewards programs have limited options on where you can shop to earn points. UChoose Rewards® changes all of that – you have access to hundreds of retailers where you earn big rewards when you use your Fidelity Federal Sv & Ln MasterMoney Debit Card.

Use the points you’ve earned and redeem them from a selection of millions of items – from brand name products to travel excursions, event tickets and access to unique activities. The options are endless.

How does it work?

Log into This site is your source for all information about the program and the points you have accumulated. When you visit, you’ll find:

  • Access to search tools to help you find the right retailer — keywords, categories, zip code searches and more
  • A full online catalog of redemption options
  • A wish list to track the items you really want
  • Smart shopping advice so you spend your money wisely

On the site, you can view a full list of participating merchants and the points they reward you. Some merchants allow you to purchase in-store, some allow you to purchase online, and others allow you to do either.

When shopping in-store, select the credit option and sign for your purchase. And if purchasing online, log on to and select the merchant you wish to purchase from.

It’s that easy! The more you shop, the more points you earn.

How are points accumulated?

On the UChoose site, you will find the list of participating merchants and the points they reward. Some reward one point for every $1.00 spent, others reward up to 20 points for every $1.00 spent so points can add up fast.

MasterCard® Identity Check

Use MasterCard Identity Check for added peace of mind when you shop online.

MasterCard Identity Check - is an online security service to guard you against unauthorized use of your MasterCard card while shopping online at participating merchants. There is no need to get a new card, no software to download, no cost and not hassles... just added security. Once enrolled in this service, you will have added confidence knowing that MasterCard Identity Check performs an extra authentication step to protect your account from unauthorized users online.

Debit Card Security Alert

Please be aware that we have implemented enhanced security monitoring on all debit card transactions, especially those involving ecommerce and non pinned transactions occurring outside of the state of Ohio. Non pinned transactions originating outside of Ohio may experience a higher denial rate than normal. Please notify our Operations department when you are traveling outside of your normal spending area, especially if your are traveling outside of the United States. If you have any questions or need any additional information please contact our Operations Department.

Contact Us  Call Operations: 740-363-1284


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