Consumer Loan Programs

Whether it is buying a new car, debt consolidation or that remodel project, Fidelity Federal has a loan to fit your needs.

Loan Options

Home Equity Lines of Credit

Our Home Equity Lines of Credit have 10 year draw terms with a monthly variable interest rate based on Prime Rate as published in the Wall Street Journal. The rate will not vary above 18% APR nor below current Prime Rate. You may pay down your line at any time with no penalty and retain it for future use. An annual fee of $50.00 will apply after the first year. An early termination fee of $250 will apply if account is closed within 36 months of opening.


Home Equity Loans

Choose from a 5 year, 10 year or 15 year amortization and a fixed rate with no prepayment penalty.

Consult your tax advisor regarding tax deductibility of interest.

Share Loans

Use your savings at Fidelity Federal as collateral for your loan. You may borrow 90% of your account balance and pay a low interest rate on borrowed funds.

Auto Loans

We offer fixed rate loans up to 84 months available on new or used automobiles. Please contact our Lending Department for current rates.

Automatic Payments

Use our automatic payment program to schedule monthly deductions from your deposit account at Fidelity Federal or an outside institution at no additional charge.

Side Bar Table

Meet our Lending Team

Our lending team is ready to help you with your auto loan, home equity loan or other loan needs. Contact our Lending Department today for details and eligibility requirements.

Team - Rick VanHouten 2

Rick VanHouten

Vice President, Chief Lending Officer

NMLS #426582

Phone: 740-363-1284
Cell: 567-231-9569
Fax: 740-422-1429

Email Rick

60 N. Sandusky St.
Delaware, OH 43015

Team - Anissa Barkley

Anissa Barkley

Branch Manager-Main Office, Loan Officer

NMLS #1771386

Phone:  740-363-1284
Fax:  740-363-5900

Email Anissa

60 N. Sandusky St.
Delaware, OH 43015

Team - Angie Kitchen

Angie Kitchen

Branch Manager –Westfield Office, Loan Officer

NMLS #1253316

Phone: 740-363-1233
Fax: 740-363-5483

Email Angie 

1940 St. Rt. 37 W
Delaware, OH 43015

Team - Placeholder

To be Announced

Universal Banker



EMAIL not available

60 N. Sandusky St
Delaware, OH 43015

Team - Jody Durr

Jody Durr

Asst. Branch Manager-Westfield Office,
Universal Banker

NMLS #1771417

Phone:  740-363-1233
Fax: 740-363-5483


1940 St. Rt. 37 W
Delaware, OH 43015



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