Whether you’re purchasing your first car, upgrading to a new model, or refinancing your current vehicle, Fidelity Federal in Delaware, Ohio, offers flexible auto loan options designed to put you in the driver’s seat quickly and easily. Our streamlined application process, competitive rates, and dedicated support make financing your vehicle simple and stress-free.
No rate guessing games
Rates can change based on the loan, the vehicle, and credit factors, so we don’t list specific numbers online. Instead, we’ll walk you through your options and share the details you need during the application process.
Low closing costs
We work to keep closing costs low whenever possible. Because fees can vary and may change over time, we’ll confirm exact costs with you before you finalize anything.
A minimum credit score of 660
In most cases, you’ll need a credit score of 660 or higher to qualify.
A “clean title” is required
A clean title means the vehicle has not been officially branded as a major risk due to serious damage or issues. For that reason, we do not finance vehicles with lemon, rebuilt, or salvage titles.
Auto Loan Eligibility and Requirements
Applying for an auto loan with Fidelity Federal is easy. Here’s what you’ll typically need to qualify:
- Proof of identification (valid driver’s license or state ID)
- Proof of income and employment
- Vehicle information (make, model, year, mileage, VIN)
- Proof of insurance coverage
- Purchase contract
- Completed credit application (available online, via phone, or at branch locations)
Specific eligibility criteria may vary based on credit history and loan terms.
Apply For an Auto Loan
Is my data secure when submitting this form?
Yes. Fidelity Federal’s website uses the latest encryption technology to ensure your information stays private.
We don’t sell or share your information without your permission.
