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Deposit Rates
Deposit Rates | Loan Rates
Rates effective as of July 28, 2010
SAVINGS ACCOUNTS*
|
| Type of Account |
Minimum Deposit to Open |
Minimum Balance to Obtain APY** |
Interest Rate |
APY** |
| Passbook Savings |
$100.00 |
$25.00 |
0.25% |
0.25% |
| Minor Acct. under 16 |
$25.00 |
$25.00 |
0.25% |
0.25% |
| Christmas Club |
$10.00 |
$10.00 |
0.25% |
0.25% |
| * Rate may change after account is opened and fees may reduce earnings |
| ** Annual Percentage Yield |
CHECKING ACCOUNTS*
|
| Type of Account |
Minimum Deposit to Open |
Minimum Balance to Obtain APY** |
Interest Rate |
APY** |
| NOW Checking |
$50.00 |
$250.00 |
0.25% |
0.25% |
| * Rate may change after account is opened and fees may reduce earnings |
| ** Annual Percentage Yield |
MONEY MAKER TIERED ACCOUNT**
|
| Type of Account |
Minimum Deposit to Open |
Minimum Balance to Obtain APY** |
Interest Rate |
APY** |
| Money Maker |
$2,500.00 |
$250.00 up to $2,499.99 |
0.25% |
0.25% |
|
|
$2,500.00 up to $24,999.99 |
0.25% |
0.25% |
|
|
$25,000.00 up to $49,999.99 |
0.50% |
0.50% |
|
|
$50,000.00 and up |
0.75% |
0.75% |
| *Rate may change after account is opened and fees may reduce earnings |
| **Annual Percentage Yield |
TRADITIONAL & ROTH IRA ACCOUNTS*
|
| Type of Account |
Minimum Deposit to Open |
Minimum Balance to Obtain APY** |
Interest Rate |
APY** |
| 182 Day Fixed |
$250.00 |
$250.00 |
0.50% |
0.50% |
| 18 Months Fixed |
$250.00 |
$250.00 |
1.25% |
1.26% |
| 36 Months Fixed |
$250.00 |
$250.00 |
2.25% |
2.28% |
| *An early withdrawal penalty may apply for IRA accounts |
| **Annual Percentage Yield |
| Fees may reduce earnings on accounts |
| ** An Annual Percentage Yield (APY) is calculated based on a one year time frame. If you allow your interest to add back to the principal over a one year time period, the APY is what you will receive. |
| NOTE - Rates are subject to change without notice. |
| Web Site Rates are generally updated by 10am EST |
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