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Auto LoansFixed Rate Up to 60 months available on new or used automobiles. » Learn More |
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Mortgage Loans
At Fidelity Federal we offer personal loan service from origination to payoff. Our loan officers originate, underwrite and close your loan at our offices. Your loan is then serviced by us until paid in full. You'll never have to talk to a phone center about your home loan concerns.
Click here for our Mortgage Loan Application Please print and complete application. Return the application to one of our offices, where a loan officer will be glad to assist you. Application cannot be completed or submitted online.
Fixed Rate Mortgages
Our fixed rate first mortgage program consists of 10, 15, 20 and 30 year terms. You never have to worry about your principal and interest payment changing for the life of your loan.
3 Year Adjustable Rate Mortgages
An adjustable rate mortgage offers a lower initial rate. The index we use for our 3 year adjustable program is based on 3 year U.S. Treasury notes as reported weekly by the Federal Reserve Board in the "Wall Street Journal". Interest rate caps of 2% at every 36 month adjustment period and a 5% life of loan cap protect you from extreme fluctuations in your payment.
Investment Property Loans
Investment property loans may be obtained at slightly higher interest rates than owner occupied.
Construction/Permanent Loans
Lock in your rate for the life of the loan and avoid two closings. We offer six or twelve month construction periods combined with the permanent loan terms of your choosing. A fixed rate of interest is charged during the construction phase on funds disbursed. Amortized payments of principal and interest begin upon the completion of the construction phase.
Temporary Construction Loans
Six or twelve month fixed rate interest only loans by an approved builder.
Lot Loans
Five year maximum balloon loan
FHA Mortgage Programs
Whether you are interested in purchasing a new home or refinancing your mortgage, FHA mortgages have several advantages over conventional financing. Contact us for more information about the benefits of FHA financing.
Auto Pay
Use our automatic payment program to schedule monthly deductions from your deposit account at Fidelity Federal or another institution at no additional charge. Please visit one of our offices to set up Auto Pay.
Contact our Lending Department at 740-363-1284 or 740-363-1233 for complete details.
