Your Home Town Banking Partner

Christmas Club Season has arrived. Now is the time to start your 2012 Club Account.   Save during the year and be ready for that holiday shopping.

Debit Card Security Message

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Auto Loans

Fixed Rate Up to 60 months available on new or used automobiles. 
Stop in today and talk with one of our local banking professionals to see what Fidelity Federal can do for you.

» Learn More

FHA Financing Available

Is this the right loan for you?
FHA financing requires a smaller down payment than conventional financing. 
Talk to one of our loan officers to determine the best  loan for you.

» Click here to learn more.

Deposit Rates

Rates effective as of February 15, 2012

Savings Accounts*
Type of AccountMinimum Deposit to OpenMinimum Balance to Obtain APY**Interest RateAPY**
Passbook Savings  $100.00 $25.00 0.20% 0.20%
Minor Acct. under 16  $25.00 $25.00 0.20% 0.20%
Christmas Club  $10.00 $10.00 0.20% 0.20%
* Rate may change after account is opened and fees may reduce earnings
** Annual Percentage Yield



Checking Accounts*
Type of AccountMinimum Deposit to OpenMinimum Balance to Obtain APY**Interest RateAPY**
NOW Checking  $50.00 $250.00 0.20% 0.20%
* Rate may change after account is opened and fees may reduce earnings
** Annual Percentage Yield



Money Maker Tiered Account*
Type of AccountMinimum Deposit to OpenMinimum Balance to Obtain APY**Interest RateAPY**
Money Maker  $2,500.00 $250.00 up to $2,499.99 0.20% 0.20%
    $2,500.00 up to $24,999.99 0.20% 0.20%
    $25,000.00 up to $49,999.99 0.40% 0.40%
    $50,000.00 and up 0.40% 0.40%
*Rate may change after account is opened and fees may reduce earnings
**Annual Percentage Yield



Certificates of Deposit***
Type of AccountMinimum Deposit to OpenMinimum Balance to Obtain APY**Interest RateAPY**
91 Day Fixed  $2,500.00 $2,500.00 0.20% 0.20%
182 Day Fixed  $2,500.00 $2,500.00 0.35% 0.35%
12 Month Fixed  $500.00 $500.00 0.55% 0.55%
18 Months Fixed  $500.00 $500.00 0.75% 0.75%
24 Months Fixed  $500.00 $500.00 1.00% 1.01%
30 Months Fixed  $500.00 $500.00 1.10% 1.11%
36 Months Fixed  $500.00 $500.00 1.25% 1.26%
48 Months Fixed  $500.00 $500.00 1.40% 1.41%
**Annual Percentage Yield
***An early withdrawal penalty may apply for certificates



Traditional & Roth IRA Accounts***
Type of AccountMinimum Deposit to OpenMinimum Balance to Obtain APY**Interest RateAPY**
 Statement Savings* $25.00 $25.00 0.20% 0.20%
182 Day Fixed  $250.00 $250.00 0.35% 0.35%
12 Months Fixed $250.00 $250.00 0.55% 0.55%
18 Months Fixed  $250.00 $250.00 0.75% 0.75%
24 Months Fixed $250.00 $250.00 1.00% 1.01%
30 Months Fixed $250.00 $250.00 1.10% 1.11%
36 Months Fixed  $250.00 $250.00 1.25% 1.26%
48 Months Fixed  $250.00 $250.00 1.40% 1.41%

*Rate may change after account is opened and fees may reduce earnings
**Annual Percentage Yield 
***An early withdrawal penalty may apply for IRA accounts

 

Fees may reduce earnings on accounts.
**Annual Percentage Yield (APY) is calculated based on a one year time frame. If you allow your interest to add back to the principal over a one year time period, the APY is what you will receive.
NOTE - Rates are subject to change without notice.
Web Site Rates are generally updated by 10am EST.