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Loan Products > Consumer Loans Consumer Loans | Mortgage Loans | View Rates Home Equity Lines of CreditOur Home Equity Lines of Credit have 10 year draw terms with a monthly variable interest rate based on Prime Rate as published in the Wall Street Journal. The rate will not vary above 18% APR nor below 4% APR. You may pay down your line at any time with no penalty and retain it for future use. An annual fee of up to $50.00 may apply after the first year. Consult your tax advisor regarding tax deductibility of interestHome Equity Loans Choose from a 5 year, 10 year or 15 year amortization and a fixed rate with no prepayment penalty. Consult your tax advisor regarding tax deductibility of interest. Share Loans Use your savings at Fidelity Federal as collateral for your loan. You may borrow 90% of your account balance and pay a low interest rate on borrowed funds. AutopayUse our automatic payment program to schedule monthly deductions from your deposit account at Fidelity Federal or an outside institution at no additional charge. Contact our Lending Department at 740-363-1284 for complete details  |
